ENGLISH 中财主站 加入收藏

0710167-个人理财规划-2学分

发布时间:2025-03-27浏览次数:

课程基本信息(Course Information


开课学院(School

管理科学与工程学院

课程代码(Course Code

0710167

课程名称
Course Name

个人理财规划


Personal Finance

学分(Credits

2

学时(Credit Hours

32

学时分配

理论教学 32  学时;实验 0  学时;实践  0 学时;线上 0  学时

授课对象(Audience

投资学专业

授课语言(Language)

全汉语

先修课程

Prerequisite

金融学

授课教师(Instructor

陈俊华,孙晋琴

课程网址

Course Webpage


课程类型(Type

专业扩展课

课程归属(Category

专业教育-金融与会计


课程简介(Description


本课程以立德树人为总体目标,帮助青年学生培养风险意识,树立科学的价值观和正确的财富观,领悟只有通过辛勤劳动和诚信做人做事,才能收获成功和财富,实现人生目标;同时引导学生认识到个人对家庭、国家的责任感与使命感,激发青年学生为实现中国式现代化和人民的共同富裕而努力学习。

本课程是面向投资学、工程管理、管理科学等专业的专业选修课,主要讲授个人理财规划方面的相关专业知识。课程内容包括理财计量基础、个人财务分析现金规划、税务筹划、证券投资规划、住房居住规划、家庭教育规划、保险规划、养老规划及遗产规划等原理及应用。本课程是金融学的后续课程,主要目的是培养学生应用专业知识解决个人或家庭理财问题的能力。


课程简介英文版

The overall goal of this course is to cultivate moral character and cultivate people, helping young students cultivate risk awareness, establish scientific values and correct views on wealth, and understand that only through hard work and integrity can success and wealth be achieved, and life goals be achieved; At the same time, guide students to realize their sense of responsibility and mission towards their families and the country, and stimulate young students to study hard to achieve Chinese path to modernization and common prosperity of the people.

This course is an elective course for majors such as investment, engineering management, and management science, mainly teaching relevant professional knowledge in personal financial planning. The course content includes principles and applications of financial measurement basics, personal financial analysis, cash planning, tax planning, securities investment planning, housing and residential planning, family education planning, insurance planning, pension planning, and inheritance planning. This course is a follow-up course in finance, with the main purpose of cultivating students' ability to apply professional knowledge to solve personal or family financial problems.


课程目标(Course Objectives


本课程通过系统学习,将帮助学生掌握个人理财的基本原理和方法,使得学生能够根据客户条件和需求提出理财建议,并熟练掌握制定理财规划方案的技能。经过本课程的系统学习,学生应基本树立科学的理财观念,形成积极的理财意识。

具体而言,在学习本课程后, 学生能够具备以下具体个人理财的知识和技能:

   1. 掌握货币时间价值计量、风险收益计量原理在个人理财中的应用

   2. 掌握个人税务筹划的基本方法

   3. 熟悉投资规划的工具、原则及策略

   4. 了解现金规划的目的及工具

   5. 熟悉个人证券投资的基本方法、工具与风险管理

   6. 熟悉居住规划的内容及方法

   7. 了解教育金规划的工具及方法

   8. 掌握保险规划的工具及方法

   9. 掌握养老规划的工具及方法

   10. 掌握遗产规划的工具及方法